The online car insurance exactly as it should be

Quality insurance, peace of mind, value for money

Full programs with many covers to choose from and truly affordable premiums, so that you can have the insurance you need. What’s more:

  • Insurance premiums calculated just for you by answering a few simple questions
  • Coverage of authorized drivers between 18-80 years old
  • Coverage of drivers with no need for name declaration
  • Crystal-clear insurance terms
  • Your insurance policy directly to your email within a few minutes
  • Direct customer service 24/7 by email or by a simple free call at 800 88 800
  • The credibility of INTERAMERICAN

Motor programs

Standard Drive

All the covers you need to be truly secure, offered at a great price and choices to match your needs.

Smart Drive

Download the Smart Drive Cyprus app on your Smartphone, drive safely and get redemption points! What’s more, if you are 18-30 years old you are entitled to extra discount on your insurance premium!

Even more flexible coverage

Unique cover products to have the peace of mind and the safety you need at any time!

Economic

The ideal solution for the absolutely necessary by the law insurance cover (third party liability) including Road Assistance.

  • Third party liability

  • Use whilst towing a trailer

  • Off-road use

  • Passenger liability

  • Cover for the liability of Authorized Drivers

  • Accident Care

  • Road Assistance

  • The covers in detail

Value

The Economic program with additional coverage for more safety.

  • Third party liability

  • Use whilst towing a trailer

  • Off-road use

  • Passenger liability

  • Cover for the liability of Authorized Drivers

  • Accident Care

  • Road Assistance

  • Windscreen & Glass Damage

  • Personal Accident

  • The covers in detail

Premium (Full Comprehensive)

The ultimate comprehensive coverage for your vehicle’s full insurance. A complete insurance program with low excess, designed to cover against all risk.

  • Third party liability

  • Use whilst towing a trailer

  • Off-road use

  • Passenger liability

  • Cover for the liability of Authorized Drivers

  • Accident Care

  • Road Assistance

  • Windscreen & Glass Damage

  • Personal Accident

  • Fire

  • Complete theft

  • Partial theft

  • Natural perils

  • Strikes, riots, civil commotion

  • Own Damage

  • Malicious Damage

  • Loss of use of the vehicle

  • The covers in detail

More for you

 

Access anything, anytime

With my anytime, our new and totally free online service, you can finally control your insurance policy, your payments and a lot more from anywhere you are.

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Home insurance

Insure your home and/or its contents, quickly and easily! Experience the safety and peace of mind you need.

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    Economic

    The ideal solution for the absolutely necessary by the law insurance cover (third party liability) including Road Assistance.

    With the credibility of INTERAMERICAN and the immediacy of Anytime

    • Third party liability

      The third party liability cover is mandatory for all vehicles, according to the applicable Law.

      Cover is provided for the liability of the driver of the insured motor vehicle for damage caused from the use of the insured motor vehicle, up to the following limits:

      • Bodily injury: €36,350,000 (per claim)
      • Property damage: €1,220,000 (per claim)
      • Emergency hospitalisation: €85 (per person)
    • Use whilst towing a trailer

      Third party liability cover also includes liability arising from the use of the insured motor vehicle whlilst towing a trailer.

      The company's liability concerning this cover is included in the third party liability limit.

    • Off-road use

      Third party liability cover also includes liability arising from off-road use of the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Passenger liability

      Third party liability coverage also includes passenger's liability whilst entering or exiting the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Cover for the liability of Authorized Drivers

      Cover is provided for any authorized driver other than the insured between 25-80 years of age and holders of a regular driving licence over 2 years.

      Authorized drivers between 25-80 years of age, holders of a driving licence less than 2 yeas are covered only if this is declared.

      Authorized drivers less than 25 years of age are covered only if this is declared.

      If is declared that the vehicle will be driver by a driver less than 25 years of age then we provide cover for any authorized driver between 18-80 years of age.

    • Accident Care

      Accident Care includes the following covers, which are provided for incidents that take place in Cyprus, on a 24-hour basis:

      • Immediate service of the motor vehicle in the event of an accident, wherever the motor vehicle may be located.
      • On-site recording of the accident and completion of the accident declaration.
      • Photographing the scene of the accident and of the vehicles involved and collecting witnesses declarations.
    • Road Assistance

      Road Assistance includes the following covers, which are provided for accidents that take place in Cyprus and in Greece, on 24-hour basis:

      • On-site service of the insured motor vehicle by a mobile repair crew, in any case of breakdown or accident
      • Transportation of the motor vehicle to a repair shop or other location of choice. For accidents that took place in Cyprus, it is possible to transport the motor vehicle to a repair shop or to any other location within the district where the Insured Person permanently resides
      • Immobilisation as a result of loss of keys
      • Immobilization due to running out of fuel
      • Tire change

    Value

    The Economic program with important additional coverages for even more safety.

    With the credibility of INTERAMERICAN and the immediacy of Anytime

    • Third party liability

      The third party liability cover is mandatory for all vehicles, according to the applicable Law.

      Cover is provided for the liability of the driver of the insured motor vehicle for damage caused from the use of the insured motor vehicle, up to the following limits:

      • Bodily injury: €36,350,000 (per claim)
      • Property damage: €1,220,000 (per claim)
      • Emergency hospitalisation: €85 (per person)
    • Use whilst towing a trailer

      Third party liability cover also includes liability arising from the use of the insured motor vehicle whlilst towing a trailer.

      The company's liability concerning this cover is included in the third party liability limit.

    • Off-road use

      Third party liability cover also includes liability arising from off-road use of the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Passenger liability

      Third party liability coverage also includes passenger's liability whilst entering or exiting the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Cover for the liability of Authorized Drivers

      Cover is provided for any authorized driver other than the insured between 25-80 years of age and holders of a regular driving licence over 2 years.

      Authorized drivers between 25-80 years of age, holders of a driving licence less than 2 yeas are covered only if this is declared.

      Authorized drivers less than 25 years of age are covered only if this is declared.

      If is declared that the vehicle will be driver by a driver less than 25 years of age then we provide cover for any authorized driver between 18-80 years of age.

    • Accident Care

      Accident Care includes the following covers, which are provided for incidents that take place in Cyprus, on a 24-hour basis:

      • Immediate service of the motor vehicle in the event of an accident, wherever the motor vehicle may be located.
      • On-site recording of the accident and completion of the accident declaration.
      • Photographing the scene of the accident and of the vehicles involved and collecting witnesses declarations.
    • Road Assistance

      Road Assistance includes the following covers, which are provided for accidents that take place in Cyprus and in Greece, on 24-hour basis:

      • On-site service of the insured motor vehicle by a mobile repair crew, in any case of breakdown or accident.
      • Transportation of the motor vehicle to a repair shop or other location of choice. For accidents that took place in Cyprus, it is possible to transport the motor vehicle to a repair shop or to any other location within the district where the Insured Person permanently resides.
      • Immobilisation as a result of loss of keys.
      • Immobilization due to running out of fuel.
      • Tire change.
    • Windscreen & Glass Damage

      Cover is provided for the cost of spare parts as well as for replacement or repair work for damage caused to the windscreen and to the windows of the insured motor vehicle due to any external cause.

      In addition, cover is provided for crystal tops, protective membranes and rain sensors. Windows, windscreens or sunroofs made of plastic or gelatine are not covered.

      Cover is provided with a maximum limit of €600 for commercial vehicles and €1,000 for private vehicles.

      If the damage is repaired by a partner company, payment is made directly by Anytime, without the Insured Person being charged. Otherwise, an excess of €50 will apply.

    • Personal Accident

      The driver of the motor vehicle will be covered for an accident that takes place while driving, which leads to death or the serious injuries referred to in the relevant insurance term.

      The amount of cover in the event of death is €10.000.

      In case of personal injury, the Company will compensate the driver by paying a percentage, which will vary depending on the personal injury, on the amount of €10.000. The percentages corresponding to each covered personal injury are set out in the Insurance Terms Handbook.

    Premium (Full Περιεκτική)

    The ultimate comprehensive coverage for your vehicle’s full insurance. A complete insurance program with low excess, designed to cover against all risk.

    With the credibility of INTERAMERICAN and the immediacy of Anytime

    • Third party liability

      The third party liability cover is mandatory for all vehicles, according to the applicable Law.

      Cover is provided for the liability of the driver of the insured motor vehicle for damage caused from the use of the insured motor vehicle, up to the following limits:

      • Bodily injury: €36,350,000 (per claim)
      • Property damage: €1,220,000 (per claim)
      • Emergency hospitalisation: €85 (per person)
    • Use whilst towing a trailer

      Third party liability cover also includes liability arising from the use of the insured motor vehicle whlilst towing a trailer.

      The company's liability concerning this cover is included in the third party liability limit.

    • Off-road use

      Third party liability cover also includes liability arising from off-road use of the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Passenger liability

      Third party liability coverage also includes passenger's liability whilst entering or exiting the insured motor vehicle.

      The company's liability concerning this cover is included in the third party liability limit.

    • Cover for the liability of Authorized Drivers

      Cover is provided for any authorized driver other than the insured between 25-80 years of age and holders of a regular driving licence over 2 years.

      Authorized drivers between 25-80 years of age, holders of a driving licence less than 2 yeas are covered only if this is declared.

      Authorized drivers less than 25 years of age are covered only if this is declared.

      If is declared that the vehicle will be driver by a driver less than 25 years of age then we provide cover for any authorized driver between 18-80 years of age.

    • Accident Care

      Accident Care includes the following covers, which are provided for incidents that take place in Cyprus, on a 24-hour basis:

      • Immediate service of the motor vehicle in the event of an accident, wherever the motor vehicle may be located.
      • On-site recording of the accident and completion of the accident declaration.
      • Photographing the scene of the accident and of the vehicles involved and collecting witnesses declarations.
    • Road Assistance

      Road Assistance includes the following covers, which are provided for accidents that take place in Cyprus and in Greece, on 24-hour basis:

      • On-site service of the insured motor vehicle by a mobile repair crew, in any case of breakdown or accident.
      • Transportation of the motor vehicle to a repair shop or other location of choice. For accidents that took place in Cyprus, it is possible to transport the motor vehicle to a repair shop or to any other location within the district where the Insured Person permanently resides.
      • Immobilisation as a result of loss of keys.
      • Immobilization due to running out of fuel.
      • Tire change.
    • Windscreen & Glass Damage

      Cover is provided for the cost of spare parts as well as for replacement or repair work for damage caused to the windscreen and to the windows of the insured motor vehicle due to any external cause.

      In addition, cover is provided for crystal tops, protective membranes and rain sensors. Windows, windscreens or sunroofs made of plastic or gelatine are not covered.

      Cover is provided with a maximum limit of €600 for commercial vehicles and €1,000 for private vehicles.

      If the damage is repaired by a partner company, payment is made directly by Anytime, without the Insured Person being charged. Otherwise, an excess of €50 will apply.

    • Personal Accident

      The driver of the motor vehicle will be covered for an accident that takes place while driving, which leads to death or the serious injuries referred to in the relevant insurance term.

      The amount of cover in the event of death is €10.000.

      In case of personal injury, the Company will compensate the driver by paying a percentage, which will vary depending on the personal injury, on the amount of €10.000. The percentages corresponding to each covered personal injury are set out in the Insurance Terms Handbook.

    • Fire

      Cover is provided for damage caused to the insured motor vehicle as a result of fire as well as explosion, however no cover is provided where the damage is caused by strikes, riots and civil unrest.

      The compensation amount will be calculated according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule

    • Complete theft

      Cover is provided where the insured motor vehicle is stolen. The compensation amount will be calculated according to the vehicle market value in the date of the theft, but not more than the insured value declared on the Policy Schedule.

      The claim will be covered 28 days after the date on which the vehicle has been reported to the Police as stolen, provided that the motor vehicle (either in whole or in part) has not been found by the competent authorities.

    • Partial theft

      Cover includes:

      • Compensation for parts or spare parts stolen from the motor vehicle, which are permanently attached or fixed on the vehicle and which are necessary for its safe movement and operation
      • Compensation for stolen sound, video, navigation and telecommunication systems at their full value, provided they have been installed by the factory where the motor vehicle was manufactured. If these systems were installed in the vehicle at a later stage, the total amount of compensation will be up to €500.
      • Damage caused to the body of the motor vehicle at the time of removal and/or attempted removal of the items or spare parts mentioned above and which is caused by the thief cause in his effort to gain access to the interior of the motor vehicle.
      • Compensation up to €150 for the replacement of keys or locks, in the event that the keys of the motor vehicle are stolen or lost.
      • Any damage caused to the vehicle while in the possession of the thief.
      • For the cover to be provided the theft should be declared to the police and company receives a relevant Police Report
      • The compensation amount will be calculated according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule
    • Natural perils

      Cover is provided for damage caused to the insured motor vehicle directly by storm, thunderstorm, tornado, flood, hail, snow, hurricane, volcanic eruption or earthquake, but not from frost.

      The compensation amount will be calculated strong according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule

    • Strikes, riots, civil commotion

      Cover is provided for material damage caused to the insured motor vehicle from strikes, riots and civil unrest.

      A necessary condition for the compensation of this cover, is the presentation of the relevant Police report.

      The compensation amount will be calculated according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule

    • Own Damage

      Cover is provided for damage caused to the insured motor vehicle as a result of an accident, impact, collision, diversion, overturning or fall in case of an accident, regardless of whether the driver is at fault, unless the damage was caused while the insured motor vehicle was not under the lawful owner’s possession following theft or robbery or the damage was caused due to poor maintenance or while the vehicle was being driven on roads where movement is prohibited by the Authorities.

      The compensation amount will be calculated according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule

    • Malicious Damage

      Cover is provided for malicious damage caused to the insured motor vehicle on purpose by a person with the intention to cause vandalism or sabotage, provided that such damage has not been caused by fire or explosion and was not caused during any strike, lockout, riot, civil commotion, acts of terrorism and disruption of public order.

      The compensation amount will be calculated according to the vehicle market value in the date of the accident but not more than the insured value declared on the Policy Schedule

    • Loss of use of the vehicle

      If, due to the damage that is covered by the Insurance Policy, the insured motor vehicle must remain in a garage for repairs, the following is provided to the Insured Person for a period of up to 15 days:

      • replacement vehicle or
      • daily compensation up to €15 per day
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