See what you can do for your home, with 35% discount

Home insurance based on your needs

With us you can have a home insurance policy in your email within just 5 minutes! Protect your property at a fair price according to the building’s square meters and discover:

  • The easiest and most accurate calculation of your premium and your home’s insurance value
  • Full programs with affordable premiums and crystal-clear terms
  • Low excess in only 3 covers (earthquake, weather phenomena, bursting of pipes)
  • Unique covers, such as the “Housing loan installments” coverage
  • Direct customer service 24/7 by email or by a simple free call at 800 88 800
  • The credibility of INTERAMERICAN

More for you, at any time

At Anytime we respect your needs. We want to make a positive difference in home insurance and this is why we are the only insurance company in Cyprus to have taken out the rule of proportion. So what’s in it for you?

  • Insure your home’s building and/or its content quickly and easily
  • We calculate together the real value of your home (regardless of your loan amount), so as not to be under-insured or overinsured
  • In case a damage occurs, we compensate you fairly and rightly

Don’t forget!

If you have a housing loan, you can transfer its insurance over to us.

A new insurance experience

  • Fill out your home’s square meters, the construction date and the construction type.
  • We calculate your home’s real value and we find the cover programs that suit your needs.
  • You get fairly compensated according to your property’s real value, not proportionally.

Unique home insurance programs

Building

Covers your home’s building structure and you may choose among additional covers that meet your needs.

Content

You might not be a homeowner, but still your home content is your own property and it is important. Protect it from common risks.

Building and content

Protect your home and its contents from any risk, at the correct insurance value with excellent covers and low in only three of them

Flexible coverage at any time

Unique coverage products for the peace of mind and the safety you need.

Economic

The program that covers your basic needs.

The covers in detail

Value

A complete insurance program with even more covers, ideal for home loans.

The covers in detail

Premium

A full comprehensive insurance program against all risks.

The covers in detail

Content

A complete insurance program for your home’s content.

The covers in detail

Content Plus

An ideal insurance program for your home’s content, including the Earthquake cover.

The covers in detail

More for you

 

Access anything, anytime

With my anytime, our new and totally free online service, you can finally control your insurance policy, your payments and a lot more from anywhere you are!

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Motor insurance

Affordable premiums and excellent coverage so that you can feel safe and carefree, anytime.

Find out more

    Economic

    The program that covers your basic needs.

    • Earthquake

      Cover is provided for damage caused to the Insured Items:

      • directly by earthquake
      • indirectly by earthquake, such as fire, land subsidence, landslide, and tidal wave (tsunami)

      The excess per claim is up to 1,5% of the total sum insured.

    • Fire, forest fire, thunder, smoke

      Covers the damage to your home that will result from:

      • Fire or Lightning Strike forest fire
      • thunder
      • smoke
    • Vehicle impact, plane collission, tree fall, branches, poles

      Cover is provided for damage caused to the Insured Items as a result of:

      • car impact
      • plane impact or objects that fall from it
      • falling trees, branches, or poles
    • Common areas coverage

      Cover is provided for the costs for repairing damages caused to covered structures as a result of a risk which is covered by the Insurance Policy in jointly owned areas of the building to which the Home belongs and which are used exclusively by the Home.

      Maximum compensation limit:

      • up to 20% of the total building insured value and
      • up to 5% of the total content insured value
    • Damages caused during fire extinguishing, debris removal

      In case of damage that is covered by the Insurance Policy, the following costs are covered:

      • Costs for extinguishing and reducing a fire, as well as damage caused in an effort to reduce or prevent the spread of the fire in the Home.
      • Costs of general nature that may arise in direct relation to the damage that is covered, such as costs for cleaning the Home, technical repairs, etc.
      • Costs for demolition and collection of debris in direct relation to the covered damage.

      Maximum compensation limit up to 5% of the total Sum Insured

    • Explosion

      Insurance cover is provided for damage caused to the Insured Items as a result of explosion, including damage to the item itself.

    • Expenses for issuing building permits

      Cover is provided for the expenses for issuing permits concerning civil engineering works for making repairs to the Home from a risk covered under the Insurance Policy, including the fees of the civil engineer.

    Value

    A complete insurance program with even more covers, ideal for home loans.

    • Earthquake

      Cover is provided for damage caused to the Insured Items:

      • directly by earthquake
      • indirectly by earthquake, such as fire, land subsidence, landslide, and tidal wave (tsunami)

      The excess per claim is up to 1,5% of the total sum insured.

    • Fire, forest fire, thunder, smoke

      Covers the damage to your home that will result from:

      • Fire or Lightning Strike forest fire
      • thunder
      • smoke
    • Vehicle impact, plane collission, tree fall, branches, poles

      Cover is provided for damage caused to the Insured Items as a result of:

      • car impact
      • plane impact or objects that fall from it
      • falling trees, branches, or poles
    • Common areas coverage

      Cover is provided for the costs for repairing damages caused to covered structures as a result of a risk which is covered by the Insurance Policy in jointly owned areas of the building to which the Home belongs and which are used exclusively by the Home.

      Maximum compensation limit:

      • up to 20% of the total building insured value and
      • up to 5% of the total content insured value
    • Damages caused during fire extinguishing, debris removal

      In case of damage that is covered by the Insurance Policy, the following costs are covered:

      • Costs for extinguishing and reducing a fire, as well as damage caused in an effort to reduce or prevent the spread of the fire in the Home.
      • Costs of general nature that may arise in direct relation to the damage that is covered, such as costs for cleaning the Home, technical repairs, etc.
      • Costs for demolition and collection of debris in direct relation to the covered damage.

      Maximum compensation limit up to 5% of the total Sum Insured

    • Explosion

      Insurance cover is provided for damage caused to the Insured Items as a result of explosion, including damage to the item itself.

    • Expenses for issuing building permits

      Cover is provided for the expenses for issuing permits concerning civil engineering works for making repairs to the Home from a risk covered under the Insurance Policy, including the fees of the civil engineer.

    • ΟSRCC - Strikes, Riots, Civil Commotion

      Cover is provided for damage caused to the Insured Items not as a result of fire or explosion but resulting from:

      • Strike
      • Riots
      • Civil Commotion
    • Flood, storm, hail & thunderstorm

      Cover is provided for damage caused to the Insured Items as a result of:

      • Flood
      • storm
      • hail
      • thunderstorm
    • Bursting of pipes

      Cover is provided for damage caused to the Insured Items as a result of leakage or breakage of pipes or tanks used for:

      • water supply
      • heating
      • cooling
      • sewerage

      Cover is also provided for the cost of tracing the damage cause up to a limit of €1.000.

      Excess €200 per claim

    • Public Liability against third parties as a result of fire, explosion

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • fire
      • explosion

      which occured at the Insured premises.

    • Public Liability against third parties as a result of flood, storm, thunderstorm

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • flood
      • storm
      • thunderstorm

      which occured at the Insured premises

    • Housing loan instalments

      We will pay up to 6 monthly installments and up to 1000€ per month that you have to repay for the housing loan granted for the Insured Home, if your home becomes inhabitable due to a damaged caused by a covered risk.

    • Damage to the building from attempted theft or robbery

      Cover is provided for the costs of damage caused to the Building of the Home by burglars, in case of:

      • theft or attempted theft
      • storm
      • robbery or attempted robbery

      The maximum limit that we will pay is 5% of the total sum insured

    • Theft of Content as a result of burglary / robbery

      Cover is provided for the loss of Content due to theft or robbery.

      Cover is also provided for damage caused to the Content by burglars during theft or robbery, even if items were not stolen.

    • Short circuit of electrical installations of a building

      Cover is provided for damage caused to electrical installations located inside the Home by:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Building sum insured

    • Short circuit of electrical appliances

      Cover is provided for damage caused to electrical and electronic home appliances which form part of the Content as a result of:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Content sum insured

    Premium

    A full comprehensive insurance program against all risk.

    • Earthquake

      Cover is provided for damage caused to the Insured Items:

      • directly by earthquake
      • indirectly by earthquake, such as fire, land subsidence, landslide, and tidal wave (tsunami)

      The excess per claim is up to 1,5% of the total sum insured.

    • Fire, forest fire, thunder, smoke

      Covers the damage to your home that will result from:

      • Fire or Lightning Strike forest fire
      • thunder
      • smoke
    • Vehicle impact, plane collission, tree fall, branches, poles

      Cover is provided for damage caused to the Insured Items as a result of:

      • car impact
      • plane impact or objects that fall from it
      • falling trees, branches, or poles
    • Common areas coverage

      Cover is provided for the costs for repairing damages caused to covered structures as a result of a risk which is covered by the Insurance Policy in jointly owned areas of the building to which the Home belongs and which are used exclusively by the Home.

      Maximum compensation limit:

      • up to 20% of the total building insured value and
      • up to 5% of the total content insured value
    • Damages caused during fire extinguishing, debris removal

      In case of damage that is covered by the Insurance Policy, the following costs are covered:

      • Costs for extinguishing and reducing a fire, as well as damage caused in an effort to reduce or prevent the spread of the fire in the Home.
      • Costs of general nature that may arise in direct relation to the damage that is covered, such as costs for cleaning the Home, technical repairs, etc.
      • Costs for demolition and collection of debris in direct relation to the covered damage.

      Maximum compensation limit up to 5% of the total Sum Insured

    • Explosion

      Insurance cover is provided for damage caused to the Insured Items as a result of explosion, including damage to the item itself.

    • Expenses for issuing building permits

      Cover is provided for the expenses for issuing permits concerning civil engineering works for making repairs to the Home from a risk covered under the Insurance Policy, including the fees of the civil engineer.

    • ΟSRCC - Strikes, Riots, Civil Commotion

      Cover is provided for damage caused to the Insured Items not as a result of fire or explosion but resulting from:

      • Strike
      • Riots
      • Civil Commotion
    • Flood, storm, hail & thunderstorm

      Cover is provided for damage caused to the Insured Items as a result of:

      • Flood
      • storm
      • hail
      • thunderstorm
    • Bursting of pipes

      Cover is provided for damage caused to the Insured Items as a result of leakage or breakage of pipes or tanks used for:

      • water supply
      • heating
      • cooling
      • sewerage

      Cover is also provided for the cost of tracing the damage cause up to a limit of €1.000.

      Excess €200 per claim

    • Public Liability against third parties as a result of fire, explosion

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • fire
      • explosion

      which occured at the Insured premises.

    • Public Liability against third parties as a result of flood, storm, thunderstorm

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • flood
      • storm
      • thunderstorm

      which occured at the Insured premises

    • Housing loan instalments

      We will pay up to 6 monthly installments and up to 1000€ per month that you have to repay for the housing loan granted for the Insured Home, if your home becomes inhabitable due to a damaged caused by a covered risk.

    • Damage to the building from attempted theft or robbery

      Cover is provided for the costs of damage caused to the Building of the Home by burglars, in case of:

      • theft or attempted theft
      • storm
      • robbery or attempted robbery

      The maximum limit that we will pay is 5% of the total sum insured

    • Theft of Content as a result of burglary / robbery

      Cover is provided for the loss of Content due to theft or robbery.

      Cover is also provided for damage caused to the Content by burglars during theft or robbery, even if items were not stolen.

    • Short circuit of electrical installations of a building

      Cover is provided for damage caused to electrical installations located inside the Home by:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Building sum insured

    • Short circuit of electrical appliances

      Cover is provided for damage caused to electrical and electronic home appliances which form part of the Content as a result of:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Content sum insured

    • Loss of rent or alternative accommodation expenses

      If the Home is rented by you to a third party and is damaged by a risk covered by the Insurance Policy, resulting in the Home becoming uninhabitable, the Company will pay you the rent you would have received but had lost due to the tenant terminating the lease for this reason.

      The maximum we will pay is up to 4% of the Building sum insured and up to 12 months.

    • Malicious damage

      Cover is provided for malicious damage to the Insured Items by any person intentionally for the purpose of vandalism or sabotage.

    • Breakage of glass

      Cover is provided for the shattering of the exterior windows of the building by a sudden and accidental incident, including costs of installation and damage caused to the Insured Items from the glass itself.

      The maximum we will pay is 3% of the total sum insured

    Content

    A complete insurance program for your home’s content.

    • Fire, forest fire, thunder, smoke

      Covers the damage to your home that will result from:

      • Fire or Lightning Strike forest fire
      • thunder
      • smoke
    • Vehicle impact, plane collission, tree fall, branches, poles

      Cover is provided for damage caused to the Insured Items as a result of:

      • car impact
      • plane impact or objects that fall from it
      • falling trees, branches, or poles
    • Common areas coverage

      Cover is provided for the costs for repairing damages caused to covered structures as a result of a risk which is covered by the Insurance Policy in jointly owned areas of the building to which the Home belongs and which are used exclusively by the Home.

      Maximum compensation limit:

      • up to 20% of the total building insured value and
      • up to 5% of the total content insured value
    • Damages caused during fire extinguishing, debris removal

      In case of damage that is covered by the Insurance Policy, the following costs are covered:

      • Costs for extinguishing and reducing a fire, as well as damage caused in an effort to reduce or prevent the spread of the fire in the Home.
      • Costs of general nature that may arise in direct relation to the damage that is covered, such as costs for cleaning the Home, technical repairs, etc.
      • Costs for demolition and collection of debris in direct relation to the covered damage.

      Maximum compensation limit up to 5% of the total Sum Insured

    • Explosion

      Insurance cover is provided for damage caused to the Insured Items as a result of explosion, including damage to the item itself.

    • SRCC - Strikes, Riots, Civil Commotion

      Cover is provided for damage caused to the Insured Items not as a result of fire or explosion but resulting from:

      • Strike
      • Riots
      • Civil Commotion
    • Flood, storm, hail & thunderstorm

      Cover is provided for damage caused to the Insured Items as a result of:

      • Flood
      • storm
      • hail
      • thunderstorm
    • Bursting of pipes

      Cover is provided for damage caused to the Insured Items as a result of leakage or breakage of pipes or tanks used for:

      • water supply
      • heating
      • cooling
      • sewerage

      Cover is also provided for the cost of tracing the damage cause up to a limit of €1.000.

      Excess €200 per claim

    • Public Liability against third parties as a result of fire, explosion

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • fire
      • explosion

      which occured at the Insured premises.

    • Public Liability against third parties as a result of flood, storm, thunderstorm

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • flood
      • storm
      • thunderstorm

      which occured at the Insured premises

    • Theft of Content as a result of burglary / robbery

      Cover is provided for the loss of Content due to theft or robbery.

      Cover is also provided for damage caused to the Content by burglars during theft or robbery, even if items were not stolen.

    • Short circuit of electrical appliances

      Cover is provided for damage caused to electrical and electronic home appliances which form part of the Content as a result of:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Content sum insured

    • Malicious damage

      Cover is provided for malicious damage to the Insured Items by any person intentionally for the purpose of vandalism or sabotage.

    • Breakage of glass

      Cover is provided for the shattering of the exterior windows of the building by a sudden and accidental incident, including costs of installation and damage caused to the Insured Items from the glass itself.

      The maximum we will pay is 3% of the total sum insured

    • All risks

      Cover is provided for material damage caused to the Insured Items as a result of an incident other than the risks specifically covered and set out in the Insurance Policy Schedule.

      You are only covered the construction year of your home is after 2000.

    Content

    An ideal insurance program for your home’s content, including the Earthquake cover.

    • Fire, forest fire, thunder, smoke

      Covers the damage to your home that will result from:

      • Fire or Lightning Strike forest fire
      • thunder
      • smoke
    • Vehicle impact, plane collission, tree fall, branches, poles

      Cover is provided for damage caused to the Insured Items as a result of:

      • car impact
      • plane impact or objects that fall from it
      • falling trees, branches, or poles
    • Common areas coverage

      Cover is provided for the costs for repairing damages caused to covered structures as a result of a risk which is covered by the Insurance Policy in jointly owned areas of the building to which the Home belongs and which are used exclusively by the Home.

      Maximum compensation limit:

      • up to 20% of the total building insured value and
      • up to 5% of the total content insured value
    • Damages caused during fire extinguishing, debris removal

      In case of damage that is covered by the Insurance Policy, the following costs are covered:

      • Costs for extinguishing and reducing a fire, as well as damage caused in an effort to reduce or prevent the spread of the fire in the Home.
      • Costs of general nature that may arise in direct relation to the damage that is covered, such as costs for cleaning the Home, technical repairs, etc.
      • Costs for demolition and collection of debris in direct relation to the covered damage.

      Maximum compensation limit up to 5% of the total Sum Insured

    • Explosion

      Insurance cover is provided for damage caused to the Insured Items as a result of explosion, including damage to the item itself.

    • SRCC - Strikes, Riots, Civil Commotion

      Cover is provided for damage caused to the Insured Items not as a result of fire or explosion but resulting from:

      • Strike
      • Riots
      • Civil Commotion
    • Flood, storm, hail & thunderstorm

      Cover is provided for damage caused to the Insured Items as a result of:

      • Flood
      • storm
      • hail
      • thunderstorm
    • Bursting of pipes

      Cover is provided for damage caused to the Insured Items as a result of leakage or breakage of pipes or tanks used for:

      • water supply
      • heating
      • cooling
      • sewerage

      Cover is also provided for the cost of tracing the damage cause up to a limit of €1.000.

      Excess €200 per claim

    • Public Liability against third parties as a result of fire, explosion

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • fire
      • explosion

      which occured at the Insured premises.

    • Public Liability against third parties as a result of flood, storm, thunderstorm

      The Company will pay any amount that the Insured Person is legally liable to pay to third parties as the owner or person in possession of the Home, for material damage caused to property resulting from:

      • flood
      • storm
      • thunderstorm

      which occured at the Insured premises

    • Theft of Content as a result of burglary / robbery

      Cover is provided for the loss of Content due to theft or robbery.

      Cover is also provided for damage caused to the Content by burglars during theft or robbery, even if items were not stolen.

    • Short circuit of electrical appliances

      Cover is provided for damage caused to electrical and electronic home appliances which form part of the Content as a result of:

      • short circuit
      • overloading of the electrical network
      • hypertension
      • arc formation
      • power failure

      The maximum we will pay is 3% of the Content sum insured

    • Malicious damage

      Cover is provided for malicious damage to the Insured Items by any person intentionally for the purpose of vandalism or sabotage.

    • Breakage of glass

      Cover is provided for the shattering of the exterior windows of the building by a sudden and accidental incident, including costs of installation and damage caused to the Insured Items from the glass itself.

      The maximum we will pay is 3% of the total sum insured

    • All Risks

      Cover is provided for material damage caused to the Insured Items as a result of an incident other than the risks specifically covered and set out in the Insurance Policy Schedule.

      You are only covered the construction year of your home is after 2000.

    • Earthquake

      Cover is provided for damage caused to the Insured Items:

      • directly by earthquake
      • indirectly by earthquake, such as fire, land subsidence, landslide, and tidal wave (tsunami)

      The excess per claim is up to 1,5% of the total sum insured.

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